Swiss Health Care System

Who's covered?

Coverage is universal, with residents mandated under the 1996 Federal medical insurance Law purchasing statutory medical insurance (SHI) from contending insurers. You will find which has no uninsured residents. Every individual intending to live in Switzerland is required, within 90 days of arrival, to take out an insurance policy, that is after that used retroactively towards arrival date. Since only individuals with valid residence greater than 3 months can take out SHI policies, the situation of undocumented immigrants continues to be unresolved. SHI usually pertains to the person. It isn't sponsored by companies, and dependents must buy split guidelines. Many residents in addition buy complementary and additional voluntary medical insurance (VHI) for coverage of services perhaps not covered beneath the basic bundle, 100% free selection of medical center doctor, and for improved accommodation (e.g., an individual or twin area in place of a shared space) when hospitalized.